Reach your summit, with a mortgage built around your life.
Summit Lending Group is a Summerville-based mortgage broker with access to 100+ lenders. We shop your file against the entire wholesale market, negotiate your rate, and walk you through closing with a real advisor at your side.
One application. 100+ lenders shopping for you.
Banks only sell you their own loans. As an independent broker, we pressure-test every file against a panel of more than 100 national and regional lenders — then negotiate. The result is almost always a better rate, lower fees, or a loan program a single bank simply doesn’t offer.
Why brokers winWholesale rates and lender-paid credits that retail banks can't offer. On a $300k loan, brokers save borrowers thousands over the life of the loan.
Conventional, FHA, VA, USDA, jumbo, bank-statement, DSCR, and non-QM portfolios — not just cookie-cutter conforming loans.
A licensed loan officer who picks up the phone, not a call-center queue and a chat transcript.
Itemized fee sheet at application — no surprise junk charges the week of closing.
Local team. National firepower.
Summit Lending Group operates under C2 Financial Corporation, one of the largest mortgage brokerages in the United States. That affiliation gives us institutional access to wholesale lender pricing typically reserved for the biggest brokers in the country — while you still get a Summerville-based team that picks up the phone.
Direct access to wholesale rate sheets from 100+ lenders — the same pricing tier the largest national brokers receive, passed straight through to you.
C2 Financial is one of the largest mortgage brokerages in the country. We get the leverage of a 1,500-officer firm with the personal service of a local team.
Every file passes through C2's centralized compliance and disclosure desk — institutional-grade controls without bank-style red tape.
From your first keys to your portfolio.
Conventional, FHA, USDA, VA, Jumbo, Construction, Reverse, and Commercial. Every scenario has a fit — tell us your goal and we’ll match you to the right program.
The route to your keys, in four stages.
Our process is deliberately human. Every file moves through the same four milestones with a real advisor accountable for the outcome.
Start your pre-approvalBuying, refinancing, or just exploring? A quick online form (or call) tells us your timeline, budget, and must-haves.
We run your file against 100+ lenders and surface the loan structures that fit best — Conventional, FHA, USDA, VA, Jumbo, you name it.
Upload documents securely. e-Sign disclosures. Most clients are pre-approved within 24 hours.
We coordinate appraisal, title, and underwriting and keep you posted every step until the keys are yours.
Work with a real person, not a call center.
Ken founded Summit Lending Group to bring institutional-grade mortgage pricing to South Carolina families with the warmth and accountability of a local relationship. Operating under C2 Financial Corporation — one of the largest mortgage brokerages in the U.S. — he shops more than 100 lenders on every file, then negotiates the structure that actually fits your life. Based in Summerville, he works with buyers, homeowners, builders, and small-business owners from Charleston to Greenville to Hilton Head.
The reviews speak for themselves.
They walked me through every loan option without pressure. I felt informed for the first time in this whole process.
Refinanced my home and cut my payment by $312 a month. The whole thing took less than three weeks.
USDA loan, 0% down, in a part of Dorchester County I didn't even know qualified. They knew exactly which lender to go to.
Guides, rate updates, and unvarnished advice.
Let’s find you a loan you’ll thank us for.
Answer a few questions and we’ll match you to the right program from 100+ lenders — no credit pull required for your first conversation.