Construction loans
Build the home you actually want.
Single-close construction-to-perm financing with one set of closing costs and one underwriting. Interest-only payments during the build, then rolls into a permanent mortgage.
Single-close one-time-close
Interest-only during build
Builder-approved network
Best for
Custom-home buyers, builders, spec projects
FAQs
Straight answers to the common questions.
How fast can we close?+
Most of our files close in 14–21 days. We've closed as fast as 9 days with prepared documentation.
Do you pull credit at application?+
We start with a soft pull — no impact to your score. A hard pull only happens once you've reviewed disclosures and opted in.
Single-close vs. two-close?+
Single-close combines construction and permanent into one underwriting and one set of costs. Two-close requires a refi at completion.
When do draws happen?+
Typically 4–6 draws: foundation, framing, rough-in, drywall, finish, and final. Your builder submits invoices and we inspect before funding.
Quick Calculator
Your estimated payment
$
%
6.375%
Est. monthly payment
$3,430/mo
P&I
$2,695
Taxes
$440
Ins + PMI
$295
Full Calculator
Estimate only. Not a commitment to lend. Actual rate and payment depend on credit, property, and final underwriting.