Reverse loans
Home equity for age 62+.
FHA-insured HECM and private jumbo reverse mortgages that let you tap home equity without monthly payments, while keeping the title in your name.
Ages 62+ qualify
Line of credit option
HUD-counseled, fiduciary process
Best for
Retirees supplementing income
FAQs
Straight answers to the common questions.
How fast can we close?+
Most of our files close in 14–21 days. We've closed as fast as 9 days with prepared documentation.
Do you pull credit at application?+
We start with a soft pull — no impact to your score. A hard pull only happens once you've reviewed disclosures and opted in.
Do I lose my home?+
No. You keep title. The loan is repaid when you sell, permanently move out, or pass away — and any remaining equity goes to you or your heirs.
Do I still pay property taxes and insurance?+
Yes. You remain responsible for taxes, insurance, and HOA. That's the one non-negotiable of the HECM program.
Quick Calculator
Your estimated payment
$
%
6.375%
Est. monthly payment
$3,430/mo
P&I
$2,695
Taxes
$440
Ins + PMI
$295
Full Calculator
Estimate only. Not a commitment to lend. Actual rate and payment depend on credit, property, and final underwriting.